Homeownership

Voucher Homeownership Program


The Voucher Homeownership (VHO) Program is a component of Portland Housing Authority's (PHA) Housing Choice Voucher (HCV) program.

This program is designed to assist families in reaching the goal of homeownership, while having the security of housing assistance. The program is especially geared for those families who have insufficient income to save for a down payment but have steady income from wages or disability benefits.

The program allows the monthly Housing Assistance Payment (HAP) that would normally be paid to the owner of rental property under the HCV program be paid to the VHO participant to help cover some of the mortgage and other homeownership costs.

Factors Determining Housing Assistance Payment


The factors that determine the HAP under the VHO program are:

  • The family's household income
  • The monthly homeownership expense
  • The voucher Payment Standard for which the family is eligible

If you need help preparing for homeownership please request more information from

emPOWERme.